While I haven’t used one a sister of mine had one on a house she purchased 9 years ago. She had one call the first year that exceeded the cost of the policy. She renewed the policy, she had a built in refrigerator replaced at cost of $7000+, a Viking range replaced, microwave hood replaced, Fisher-Pakel dishwasher replaced, hot water heater replaced, AC condenser replaced (she has 3) in the house.
I’ve told her she will be dropped, but every year they have renewed her. The call out fee is $75 per instance.
She lives in Mississippi and has her choice of repair people, she can and has refused when they state that bubba will come out and gets the service person of her choice. If the unit can’t be repaired, she can receive a buyout based on replacement costs.
Your mileage may vary, but she has been very pleased with her coverage.
I believe it is American Home Warranty, but I can double check if you are interested.
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