I agree that finding a great dentist is much more important than insurance coverage. e.g. I had one dentist who wanted $10,000 just to get rid of pain that was brought on by ill fitting partial. Went to an outstanding dentist, (Dr.Shorr, Retired works 2 days a week at Palm Ridge Dental) and I can't do justice to describe how good he was. Problem fixed, outstanding results, price: $500.