We're retired and like our insurance. That said, when I have labs done we generally get a bill (it's small) I think for around $3.00. I'm not sure how the benefits will pan out now that's a new year. I guess this is a part of a co-pay and we don't feel we're "nickled and dimed". We don't live in a Premier home nor drive a fancy/expensive car. We live modestly and are thrilled to be blessed to live here.
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