I do visa with 3% back on everything (no categories) and I go on line and pay it off about six times a month. Never am I surprised that I have a high balance. Once a year I look to see how much I have.
I keep my cash is a passbook savings that yields 2% until I invest it.
It beats lugging change to the bank. I do totally get the concept of found money but 3% on everything is a great way to save.
|