The issue with Discover or many similar cards is the 5% Cash Back is from a limited field of choices and it changes every month or quarter. Example for Discover: Grocery Stores from 1/1/19 to 3/31/19, on up to $1,500, Gas Stations Uber and Lyft April to June, and so on.
Some people make out very well keeping a variety of cards and using them for different classes of purchases each quarter.
But a limited field of high cash back classes for a limited amount (cap) is not a flat rate cash back credit card.
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