Yes the stock market is down but you don’t have to take your RMD now, you have all year so more than likely the stock market will go back up, don’t panic sell. As I get older I have sold stock to rebalance stock vs liquid assets so I always have enough cash to take my RMD. My rule over the years has been “never get in a position where you have to sell”.
I don’t have an advisor and my IRAs are with Fidelity and there are NO FEES at all on them. I moved from Merrill Lynch many years ago because of this. Keep cool, take time to think and do your best to keep the fear and greed out of your investment decisions.
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