This is all very interesting to me (I'm 18 months from my first RMD). I have a question about the rate of return percentage used by the on-line RMD calculators. Most have 6% preselected, but you can adjust that rate in the calculator and come up with significant different RMD results. Is this percentage amount directed somewhere by the IRS? I can't find anything in Google that would answer my question. It makes a big difference to the calculation over time.
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