Thanks retiredguy123, the RMD calculation is quite simple as you point out. Hardest thing is going on the IRS site and finding the number for your age that you devide your 12/31 IRA balance by. Fidelity posts my RMD right on my page when I sign on to the Fidelity site. Why would you call them and ask? The Fidelity rep should direct you to sign on and look at it or look at it for you.
Roth IRA. Too late for most on this site but for younger people it’s tereffic, if your income lets you do it. All the gains you make on investments over the years are TAX FREE when you withdraw the money.
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