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Old 01-07-2019, 02:23 PM
retiredguy123 retiredguy123 is online now
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Join Date: Feb 2016
Posts: 1,901

It is an excellent point that, if you have multiple traditional IRA accounts, you do not need to take money from each account to satisfy the RMD, even if each custodian makes a separate RMD calculation. The only RMD calculation that matters is the total for all accounts. You can take the money from any of the accounts to satisfy the RMD. If possible, it makes a lot of sense to consolidate all of your IRA money under a single custodian, who can calculate your RMD every year, and make it easier to not make a mistake.

Last edited by retiredguy123; 01-07-2019 at 03:14 PM.
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