Take a look in your toilet water tanks. If all the parts are clear, clean and look new then you probably don't need a softener. I have lived here since '05. My first house was seasonal and I didn't put a softener in it. My current house was built in '09, for full-time living and I installed a softener. Love the softener. I bought a year old villa for rental and the toilet tanks had lots of "rust" color, maybe iron, on all the parts. Renters complained of chemical smells. I installed a softener and no problems now. I also had a whole house carbon filter installed at both places. Cost in '09 was $1300 for softener and carbon filter. Cost for villa softener and filter in '018 $2000. I think they are worth it.
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