We live in both Massachusetts and the Villages and have a car we leave in Florida registered with Florida plates. The car should technically be registered in the state where it is primarily garaged. The insurance in Florida is a little higher for us, but not much. As mentioned by others, Florida does not require an annual inspection or emission test like Massachusetts, so having it registered in Florida saves us a major headache and lots of money. Our cars check engine light is on because of a code that says it needs a new catalytic converter, which is very expensive to replace. The catalytic converter does not at all make the car run any better so we ignore the light at the advise of our mechanic. If the car was registered up north it would fail inspection until the catalytic converter was replaced.
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