I have spoke to three separate businesses that rent carts. Every one of them has said "you can get it through your homeowners or auto insurance"... I spoke with my agent who has my auto, home, boats, and liability umbrella policies and she said they have no such product to insure me while I rent a cart, and she looked around and couldn't find any business that offers it.
I have yet to hear from one customer who rents carts who says they found insurance coverage.
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