Mom....
Why??? A/C in FL gets quite a workout; $600 for 10 years (I recall it was 10 but I could be wrong) seemed like a good investment; something will probably go wrong in that time. One hefty repair bill could pay for it. Also, there were a spate of problems with the AC coils on Trane systems. Only requirement is you have to do annual maintenance visit at your cost, but, that probably makes sense too.
Why not... if you don't plan to keep the house (although the warranty is transferrable and would make a selling feature) why pay for it; some parts are already warranteed beyond the initial year/2 years.
If you wait til after your first year is up, I understand the cost is higher.
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Maryland (DC Suburbs) - first 51 years 
The Villages - next 51 years
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