We absolutely brainwash all younger family members with this;
Pay off all credit cards every month.
It is an amazing way to save money. If you cannot afford it today, you can't afford it.
If you need a loan for something big. Search hard for a valid lender with low rates and be wary of flexible rates and all the small print.
Pay off all credit cards every month. EVERY DAMN MONTH.
Save your money. Reuse. Recycle.
And about money in general, if you are successful in working and saving, be ready to have folks think it fell on you.
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It is better to laugh than to cry.
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