Item 1 - you will get a HUD statement from The Villages showing all of these costs.
Items 2,3 and 6 - you should ask the agent.
Item 4 - yes, you should buy an "owners" title insurance policy to protect your interest in the property.
Item 5 - you should call The Villages Insurance and get a quote, and/or other companies. Make sure it includes "sinkhole" coverage, NOT just catastrophic ground collapse coverage.
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