Why is it older people become so darn pessimistic? A Hershey bar used to cost a nickel, guess we should all jump off a cliff now since it’s now a buck. The stock market goes up and down and is proven over time to be a good investment. If you are really worried about the market, the only precious metals you should invest in are brass and lead. Where do you think you’ll spend that gold and silver if chaos ever ensues? Be optimistic, you’ll live happier and I bet longer