1.98?? take it out by you a happy meal and have a smile...

By the way i do believe that might be covered by FDIC. it is pretty large sum though..
i agree with sbm. Citizens is safe. besides they deal more in cash and not CD's. Most banks from what i understand deal with alot CD's so they can have more of a cash flow. Look at WaMu and Wacovia. That is what happens when you get to greedy. Before you know it Citigroup who bought Wacovia might be on the block. they have to sell off alot of debt.