Talk of The Villages Florida - View Single Post - Conversation with Citizens First Bank about Their Bank Rating...
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Old 09-30-2008, 09:54 AM
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Default Citizens First Bank

Quote:
Originally Posted by sbm View Post
...not generally the main street banks like us... At our bank and others I know...
Sounds like you are speaking for Citizens First Bank.

Remember, CFB is a family owned, not a public bank. Fact is, CFB has a high "Non-Performing Asset" balance and a low "Loss Reserve" compared to other banks. That's not good. One big thing it has in its favor, is that if it has to repossess real estate on non-performing loans, it has an "inside position" on selling off those assets ("TV Pre-Owned").

Doesn't look like the healthiest bank in the state to me right now.

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