We ended up having the Villages Insurance get quotes for us, since we really didn't have much time to shop around. We got coverage for a year on our home and the used golf cart we purchased, for under $1000 combined. For this first year, I think it was more important to get insurance right away, than it was to worry about the best deal on it. Next year we'll have been living there for awhile, and will be in a much better position to price-shop for the most coverage we can get for our money (whatever that happens to be a the time).
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