The simple solution to the question is to read the Deed Restrictions and if you can't live by them don't move here. If you can you will not find a better place for your retirement and being in a "God's waiting room". Have lived here going on 12 year and would not want to live anywhere else at this stage of our life.
Lived for 13 years on the beach and it was fine for a year or two but how long seeing fish and walking the beach can you stand? There are residents who like to try to beat the rules and they are the ones who are a pain in the neck.