Ok...I am so tired from reading all of these long posts....and I am still confused!

I hate to sound like I have no clue....but I know how to make money and spend it....the rest I leave to my financial guy.....

Would someone....or several of you....give me bullet points....

The Pros and Cons to the Bail out.....tell me what would happen in plain english if we do it...if we don't...

Just bullet points....plain english....PLEASE!