Thanks for the answers.
Just to make this more complicated I retired from AT&T and in order to qualify for the AT&T Health Reimbursement Account I have to purchase a Medicare Advantage Plan through AON/ Hewitt. I purchased a zero premium MAP which is primary to TFL. Because the MAP has a prescription benefit that is linked to what TFL pays my prescriptions cost $0. The copays and deductibles of the Zero premium MAP are covered by TFL also.
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