if this market turmoil teaches us anything, it is everybody just can't have what they want.

I sort of look forward to the old values, personal as well as business.

Remember the days if you had bad credit you didn't get the money.
If you didn't have the money you didn't get it.

I look forward to the end of the vicious incestuous business practices of today.

I will share what a car dealer told me once when I asked how some of the young folks could afford to buy all the new cars. He said, most can't. When we loan them the money at a high interest rate we make money on the car...we make money on the loan....and we make even more money when we repossess the car!!!!!!!!!

BTK