Chuck, My husband and I are in the same scenario. We paid off our home and it's the best feeling in the world to be debt free. I would recommend paying cash for the house and stop being a slave to the bank. We are retiring early because we've been very careful with money. We will eventually move to The Villages after traveling around this great country and will only do it if we pay cash. Good luck and just remember there will always be houses for sale in The Villages, so don't settle on something you don't like. The prices are under 200k even for a new home and they seem big enough for us with a 2 car garage. Really think about how much room you will really need. We are planning to play when we move there, not clean a big house! If you have lots of guests, a pull out couch or Murphy bed should work. If not, they also have hotels. Good luck and great job on the finances!
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