If I were injured in a car accident, I would not want to have uninsured motorist insurance. I would want to be able to depend on my own primary health insurance, which I know will cover my medical bills, instead of being required to rely on my automobile insurance, which is a totally unknown health insurance quantity. However, if you have the uninsured motorist insurance, your Medicare and/or other health insurance company will become a secondary insurer, and you will have to follow the automobile insurance company rules for treatment and reimbursement.
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