Quote:
Originally Posted by Investment Painting Contractors
How about a passenger in your car if its hit by an uninsured motorist? If they are hurt who pays for loss of limb, missing work, $35,000 flight for life trip to hospital etc. I'm just curious not trying to pick a fight. Len
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If you have uninsured motorist coverage, passengers are covered the same as the driver. But, hopefully, they also have health insurance, disability, etc. I think everyone should have health insurance, and, as far as I know, it is still required by Obamacare. But, if you want to cover your passengers, then you can buy the uninsured coverage. The OP didn't say how much coverage he/she would get for $450 per year, but I doubt that it would be enough to cover the items you mentioned. Also, if you are the driver and you cause the accident, then your liability insurance would cover the passenger. When you get into someone's car as a passenger, do you ask them if they have uninsured motorist coverage and how much? The same questions you asked would also apply to you as a passenger.