Talk of The Villages Florida - View Single Post - Insurance Question
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Old 03-28-2019, 03:54 PM
retiredguy123 retiredguy123 is online now
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Quote:
Originally Posted by Mosells View Post
The listing agent represents the seller. The buyers agent represents the buyer and owes his full fiduciary duty to his client, the buyer.
Your agent should be answering those questions. Regards to flood insurance your agent should know if your in a low area that was previously flooded as with the last hurricane. Some properties on high ground may not need flood insurance, if you were in silver lake area you were flooded out. I’d be asking my real estate agent these questions, not random people.
All licensed real estate agents have a fiduciary responsibility to all parties involved in the transaction. But, that is different from representing the buyer as his/her legal "agent". In a typical real estate transaction in Florida, the seller pays the entire commission, not the buyer. Buyers should understand that, even though an agent is showing them properties and answering questions, the agent almost always acts as the agent for the seller and has a legal contract with the seller. There is no contract between the agent and the buyer, and no legal representation, because the buyer does not pay any money to the agent.