Quote:
Originally Posted by pauld315
They will and do inspect and contact you. I have owned a lot of houses in 4 other states and this is the first time I ever saw this.
I was insured by American Integrity at the time through The Villages. My roof had sustained damage when Hurricane Irma came through. The insurance adjuster said the roof looked like it was in great shape and would last another 5 to 8 years. They only gave me money to repair the 17 damaged shingles and would not replace the entire 18 year old roof.
One year later, they sent me a letter stating they would not renew my policy since my roof showed signs that it had been repaired and that it needed to be replaced if I wanted to continue my insurance ?
Coincidentally, I had already contracted for it to be replaced but I asked my agent at The Villages Insurance about this. She said the insurance companies will almost automatically send out a letter like this to homeowners whose roofs are nearing 20 years of age in this area.
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That’s BS, I would look around for another insurer, when I was shopping AAA, bet anything village insurance could of offer