Rshoffer, if you would have heard Zuckermann, there is a good chance the bailout will fail and much more cash will be required from the American people. Do you really think 401K's will be intact with a bailout? I highly doubt they will recover sufficiently in the next 10 years and very high taxes will be required from all of us. And they increased the amount of the bailout to hand OUR money back to US after they have washed it through their channels of "costs" to do business.