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Originally Posted by neikenberry
Block housing with stucco is much stronger than a wood frame with vinyl siding. During hurricanes, you want block and stucco construction. Also make sure the roof meets hurricane standards. Not only does this make you safer, but you get better insurance rates. Insurance companies know block house are stronger and hurricane rated roofs stay on.
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Quote:
Originally Posted by Jgg7933
It is a personal choice. Block / Stucco cost more to buy and cost more in the long run. The stucco coating cracks and need to be filled and it needs to be painted every 6 - 8 years or so. Both styles need pressure washing about every 9 months since the north facing walls will get mildewed due to lack of sun. Some people believe a block house is stronger and safer. Walls may be stronger but when the roof gets torn off in a hurricane (wood roof attached the same exact way as a stick built/ sided house) you are left with an "above ground pool"! Purely comes down to personal choice and how much you wish to spend.
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Quote:
Originally Posted by RAAndre
I bought a stucco house. When shopping for houses I felt the siding was pretty cheap looking and feeling. But what really did it for me was the reports I read about critters like snakes living behind the vinyl siding. That did it for me.
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Quote:
Originally Posted by justjim
I’ve had both. Honestly, don’t think you can go wrong with either. The newer vinyl is much improved and you should never have to paint. Also with vinyl you actually get a bit more total square feet. One neighbor I talked with (retired building contractor) preferred the vinyl and said the roofs of both were equal and during high winds (hurricanes) the roof would be first of the house to be damaged and go. He and I both had a hip roof. On the other hand, the block and stucco some like it for its curb appeal. Although I have bought and sold a number of houses, I don’t pretend to know “construction” practices and rely on others expertise who build for a living. From what I’ve been told, the houses here in The Villages are built to code and well built from a construction point of view. Again, my experence you can’t go wrong with a block/stucco or a viny sided house here in The VILLAGES. It’s personal choice.
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So I own two Rentals in TV - one is a Jasmine and one a Wisteria, they are one village apart. So basically, same house, different material. Here is my experience.
1. Buy what you like they are both the same - basically
2. The insurance is the same- exept for the roof, a gable roof is more expensive than a hip roof. Stucco vs vinyl no significant difference if roof is the same.
3. Block vs Frame are the same in a Hurricane - we took a direct hit from Irma as a Cat 1 and had no damage on either house. They are rated the same.
4. You have to pressure wash vinyl twice a year and stucco one time a year, but Stucco will crack and need repainting.
5. Never had anything living in the siding, don't even know how they would.
6. The frame is a bit bigger inside, but you have to measure to see it.
7. I have found the power bills to actually be about 20% LOWER in the Vinyl house than the Stucco - not sure why this would be, but it seems to be consistent winter to summer.
8. I have stayed for extended periods in both and never heard the neighbors in either. Not sure noise is an issue at all.
9. One thing is I have looked at adding to Lanai and master bedroom and both, and the frame/Vinyl home is a lot cheaper to add to or modify.
Thats about it. I don't think you can really go wrong with either. The Vinyl will be $10,000 cheaper, but the resale will be $10,000 lower....
Ed