I used the ACA up until this year. The changes in the tax laws made it more difficult to stay under the income limit in order to qualify for a subsidy. Take a look at United Health Care. They have several plans at differing levels of coverage at various premiums. Health care costs can be kept low if you are healthy and you are willing to accept more risk. In the end, I chose to purchase a hospitalization only plan. I will pay cash for my annual check up and lab test. That will put the premium costs into my pocket to cover an additional visit or two the the doctor. Sometimes thinking outside of the box is needed.
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