Just my $0.02 worth on this subject...
We just purchased a home here in TV after looking and learning for about 18 months and when looking at homes for sale we ALWAYS considered the bond as a DISCOUNT from the asking price. In other words if the house was selling for 100 and the bond was 10, that meant we considered the asking price 90, and worked from there.
That was US, but as in other postings to this thread, some buyers may not think as we do.
PS - we ended up buying a home with NO BOND (one of the reasons that attracted us to the house).
PSS - the ones who say it is best to not pay off the bond are the ones who are getting the 6% from you. If I were selling 6% loans to you against your home as collateral, would YOU buy it?
... just say’n ...
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