We are coming for a lifestyle visit in 2 weeks. TV offers a golf cart for our use. I know that we must sign a waiver of some sort indicating we would be responsible for any damage to the cart. However, what if someone walks out in front of the cart while on a MMP and we bump into them? Are we insured? We currently live in Ohio and State Farm has been very vague concerning whether our homeowners liability would cover us. They want to know if the "owners" (the developer??) has base coverage on the cart.
Any thoughts on this? Can you use a cart that belongs to someone else without insurance? Who would pay if an injury to another party occurred?
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