[Boomer]

Hi jojo,

Please let me know the month of the issue of Money. My subscription to that one lapsed.

I am in the thinking stages on this one still, but I cannot help but think that lower taxes are not in the future. I am a big believer in not doing everything all at once. If it ends up that I can or want to do a conversion, I would not do the entire amount. Paying taxes is never fun to do.

I am really watching some stocks right now and thinking about buying inside a Roth to try to capture growth most effectively. Thus the homework assignment I gave to myself. I feel like inside a Roth the timeline is a real advantage. Nobody makes you start cashing out. I am quite a way from 70 and a half, but this could be a long, long ride. Who knows? Not me.

These are definitely uncharted waters. I don't care what they say on television as they go on and on. One day last week I noticed that a lot of those money people had kind of a wild look in the eye. They have no clue either.

But for some reason, the idea of conversion to a Roth has taken up residence in my financially conservative brain.

Thanks for the information. I like Money Magazine.

Boomer