Thank you, blueash,
We have a Chase card and I would cancel and replace it. But my guess is that I could go through all that rigmarole to cancel, only to find that those in the upper echelon of all big banks are dancing in the streets, laughing at consumers who are having their rights pulled out from under them — while they are not paying attention.
Even though we do not have credit issues, this makes me wonder what kind of quagmire a consumer could be pulled into because of a data entry mistake or by identity fraud or some other version of fraud.
Unfortunately, travel arrangements, etc. make it necessary to have a credit card so we are stuck doing business with credit card companies. Consumers are abdicating their rights more and more and most do not even realize it.
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