As I recall, lightning strikes are not random. They seek negative charges coming from the earth. I have rods after nearby strikes and have not been hit directly by lightning. However, a flag pole about 50 feet from the house was hit. The pole conducted the current to the ground and then to the Comcast cable and then to the house and from the Comcast cable to the cable box. I could actually see the grass burn marks on the grass to the comcast cable. The cable and the cable box had to be replaced. I have also seen damage caused by electrical surges due to local strikes. My first incident was a surge that caused the phones, a computer modem, garage door controller, a furnace control board, and an irrigation controller to be damaged.
I have added whole house surge protection at the electrical box to supplement the Lightning rods. Also have bought unit surge protectors for all items that have micro electronics connected to power. Still likely susceptible to surges that might come from water line, cable line, gas line,and telephone lines.
Final protection is insurance.
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