[villagetinker]

OP, the first thing you need to do is to become familiar with the health care here. The Villages Health ONLY takes 3 specific ADVANTAGE plans (if you are over 65) and does NOT take Medicare and supplemental. Contact Florida SHINE SHINE - Home to get specific information. They have meetings in the villages, or you can call. If you go with Medicare, you will NOT be able to use The Villages for primary health care doctor, you may be able to use their specialist (all very confusing). If you go with the UHC ADVANTAGE plans, you may have trouble finding the specialist that you want to use, this happened to us, so we left and went back to Medicare. NOTE: there are very specific restrictions on going back to Medicare.
In any case you need to educate yourself on the health care here, the villages health care works very well for some people and not so well for others. Also, if you travel a lot, make sure you carefully review coverage with the ADVANTAGE plans, when we were looking into these, we discivered (a few years ago) the entire state of Colorado was NOT covered at all.
SHINE will help a lot witj the info you need.
Good luck.