I had missed her explanation. Several paragraphs of ranting against the political opposition before concluding that she wouldn't vote for even the revised bill. Fortunately, Congresswoman Brown-Waite was in the minority. Action by the Congress was already too late to avoid permitting the worldwide credit markets from freezing up completely. Think of the vast amounts of money that inaction has cost all of us. And the pain it will cause people who lose their jobs, their homes, and their very lifestyle. That alone justifies sending Ginny Brown-Waite back to her donut shop to make a living the hard way.