You know , normally i would say no , theres no prepay penalty ..but if you think about it a minute , there are a lot of strange rules here and most for good reason but i have a feeling that because it is so common here , they just might have a penalty ,
if they didn't , they would just shuffle a lot of paper.....all it takes is a phone call and i think i would do just that.....
Curious fumar
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My memory's not as sharp as it used to be, Also
my memory's not as sharp as it used to be. 
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