[andercat]

Found this on the internet. You know if it's on the internet it has to be true.

Contact your Title Insurance Company. Potentially the HOA was supposed to disclose any dues not yet paid and any items which were prior issues before the sale of the home which could affect the title of the property at that time. I remember a number of years ago on this site someone had bought a home which had the driveway added to in violation of the CCR's and the HOA after they purchased went after new owner. I told them to contact their Title Insurance Company ... and their Title Insurance went after the HOA. You are essentially supposed to get a clean title with no encumbrances not disclosed and then move forward. If the HOA did not disclose ... that potentially is their responsibility.