Title insurance offers protection to you and/or your lender
from previous claims or prior rights that another party may have to the property, including any unsettled debt of previous property owners. Moreover,
title insurance is centered around a public records search, which is estimated to establish the status of the title at the time the property was purchased. On the occasion that your title is challenged by another party, your title insurance underwriter will defend your title and pay any and all related costs and losses in property value that occurs, up to your title insurance policy limit.