My husband signed up for United Health (a Medicare Advantage plan) six months ago and Tricare For Life works as a secondary payer. So far so good. You just have to remind Specialists and labs that you have TFL as a secondary because they repeatedly try to bill him for the co-pay, which TFL typcially covers. Since there is no premium for United Health, and there are extra benefits like free gym membership to MVP (which he was paying $60 per month for before) and $40 worth of Over the counter medical supplies every quarter, it has worked out well for him so far. However, since the Medicare Advantage plan includes part D (drugs) his Medicare premium went up quite a bit. The amount depends on your income. He can still use Express Scripts as well, though since he is really healthy, he hasnot needed to!!
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