No reason to pile on to the OP here, people have bad credit scores for many reasons. Divorce, medical or business bills just to name a few.
Let's be objective here, though. You are a bad risk. Credit score is one element the other is your occupation, more people will distrust a JD then want to enter into a partnership with one. Seriously, people are concerned about the contract and the potential for future litigation.
I am sorry if this sounds harsh, I do believe that you know this to be more true than not.
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