Quote:
Originally Posted by retiredguy123
The only way to reduce health care costs is to require patients to pay a percentage of the cost every time they receive health care. That way they will shop around for lower cost providers and require providers to compete with each other. Insurance is fine, but if the coverage is 100 percent of the cost, there is no incentive for anyone to reduce the cost.
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Now that actually is a testable hypothesis. One could look at first world countries that require patients to pay a significant amount of the cost which in your thesis should be the ones where the total health care spending is relatively lower as requiring payment reduces use. And compare that to countries with say, government provided health care at no direct cost to the patient, which in your thesis would result in high costs. Hint.. you've got it backwards.