Private insurance started out great in the 70s when I began working. No premiums for a single person and dental was included. Companies even offered a choice of plans! In later years I had to pay premiums which kept going up and up; same with co-pays. My last working years were chintzy, bargain basement policies.
My company folded when I was 63 and Obabacare was awesome for me; back to the days of the 70s with regard to available care, specialists, and $32/month premium. No dental, though.
I would have been very happy to stay with my BCBS plan through the Marketplace but was aged out. Given that I have a couple of chronic diseases, I should not have chosen an Advantage plan but went with the less expensive option at the time. I think I'm the unhappiest I've ever been with my current plan.
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