Quote:
Originally Posted by rustyp
Just to be clear - you can switch back at reup time always. .
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I think what you are talking about is what medicare "Guaranteed Issue Right". Switching from Advantage to regular Medicare is not a problem.
What might be a problem is picking up a Medigap, i.e. supplemental, policy. If you have the Guaranteed Issue Right then any insurance company that offers a Medigap policy must accept you without any conditions.
Here is the Medicare page that explains when you have a Guaranteed Issue Right:
https://www.medicare.gov/find-a-plan...otections.aspx
Even if you don't have a Guaranteed Issue Right an insurance company may accept you anyhow, but they don't have to and may charge you extra over their regular rates.