[villagetinker]

Originally Posted by Tom52

I just read online that if you have had an advantage program for over a year you will be subject to medical underwriting if you wish to change to a more comprehensive medigap policy. There are a few exceptions but this can be risky. I would link to this information but I don't know how to do it.

Talk to SHINE, we were almost in this position, found out you have to change back to Medicare after 50 weeks or less (if my memory is correct) and are guaranteed supplemental coverage WITHOUT medical questions, etc., after that you can get back to medicare, BUT you may be subjected to medical questions, and possible additional charges for supplemental due to preexisting medical conditions. SHINE was very helpful in this area.