Quote:
Originally Posted by Tom52
I never understood the idea that if you are healthy an advantage plan might be better because you save some money. Your health can change very quickly for the worse. Maybe their crystal ball works better than mine. Just based on both my parents experience, they had significant hospital bills, well in excess of $500,000 each in perhaps the last five years of life. They had BCBS F medigap plans and they paid absolutely zero beyond their monthly premium.
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Are you saying that if someone has an Advantage plan and their health changes for the worse that the Advantage plan won't pay for it? I thought the big difference between Medicare+Supplement and Advantage was that the latter restricts you to in-network providers, but other than that, both provide similar coverage. No?
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bc