I agree that an insurance agent "should" be able to explain sinkhole coverage, but my Allstate agent sure couldn't. He tried to sell me a policy from a company in Orlando, that he said had sinkhole coverage. But, when I asked him for a clear and concise explanation, I could tell that he did not understand it. So, I called the Orlando company directly, and they confirmed that the policy did not include sinkhole coverage. If your insurance declaration section does not use the word "sinkhole", then you probably do not have the coverage.
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