I've lived in Florida for over 30 years now, but much further south. I weathered many a 'cane down there, but in 2017 we had a mandatory evacuation (only 5 feet above sea level) and I evacuated to - ta da - The Villages. And now I live here. I feel much safer here, than I did 250 miles south of here.
First, in my opinion, there is no worry about a storm surge here, and secondly, by the time a 'cane gets here, from further south, it's usually a Cat 1 or less. When I had my home inspected, I did a wind mitigation inspection, and the roof is tied down to code, and I received an insurance discount. I don't know about the mobile homes, though, nor tornado codes. With all that said, any storm, given the proper angle the wind hits your home, it could cause damage.
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